Figuring Out The Cost For Tummy Tuck

tummy-abdominoplastyYou can find a lot of things that will effect the tummy tuck (abdominoplasty) price in order to ensure you have the appropriate funding set up to pay for this, and it’s also important that you understand the total price before you go through with all the procedure. Costs will be included by the complete price of a tummy tuck for various portions of the process. The complete tummy tuck price contains the anesthesia fee, the payment for the surgeon’s charge as well as the operating-room. The costs for the operating-room as well as the anesthesia are simple and generally fairly common to estimate. The charge of the surgeon, nevertheless, can be difficult. The charge of the surgeon is certainly going to based on the complexity of the expertise of the surgeon as well as the process. There exists a big variance in price as you can view.

There’s a complete tummy tuck as well as a mini tummy tuck. A mini-tuck is when the method is only completed on the lower region and demands perform to total and time. A complete tummy tuck is the elimination of lots of excessive skin and fat and would be the complete abdominal location. The more complicated the surgery, the lengthier a healthcare facility remain. Sometimes individuals are launched the same day as their surgery as well as other times they have to stay. The tummy tuck price is added to by this.

Nobody wants to select the chance of selecting a surgeon only in relation to expense. The surgeon is among the the key elements in the tummy tuck expense that is complete. You want to pick a surgeon with whom you’re comfy. You want a board certified surgeon that has expertise with tummy tuck methods. Be conscious the more popular the surgeon, the greater his charges will probably be. Choosing a surgeon that is excellent is essential into a tummy tuck procedure that is good. Many cosmetic or plastic surgeons understand most individuals maybe not afford to spend the total tummy tuck price upfront, plus payment ideas are offered by them. You can find usually several funding alternatives obtainable to assist you get the funding that matches your budget.

Several facets influence tuck price. The complexity of the method as well as the connection with the surgeon effects it. Because so many several surgeons provide specific funding to assist individuals to be in a position to afford tummy tuck price financing a tummy tuck process. An elective plastic surgery method, such as, for instance, a tummy tuck, is seldom taken care of through insurance. The Tummy Tuck expense is determined by several aspects that will either increase or reduce the expense. Most individuals are in a position to locate financing to assist them afford their tummy tuck method.

Dental Care Practices To Be Followed At Home

Since I’ve had a recent visit (expensive) to the dentist, I will be talking about how you can save money by taking regular care of your teeth at home. Taking care of your teeth at home can help you maintain your dental health and prevent periodontal, or gum, disease from developing.

Jack Hartman, DMD, spokesperson for the American Dental Association and a former clinical instructor at the Oklahoma University – School of Dental Medicine, says regular home care should include daily brushing and flossing. “My advice is to brush thoroughly, at least twice a day, once in the morning and once in the evening before going to bed,” says Dr. Hartman. “Be sure to floss at least once a day. I do it after every meal when I can.” Proper dental care at home, combined with seeing your dentist regularly, is your ticket to good dental health, says Hartman, who is retired from a 35-year private group dental practice in Newton, Mass.

“Use products that have the ADA (American Dental Association) seal,” says Hartman. “This means that the products — toothbrush, toothpaste, floss, etc. — are safe to use as directed and will keep your mouth healthy — no gum disease, no cavities.”

Here are some of the basic principles you should follow:

– Spend at least three minutes brushing your teeth two times a day. Use a timer if you have to to ensure that you’re spending enough time on your oral care routine.
– Use floss at least once a day every day to clean between your teeth.
– Buy ADA-approved dental cleaning tools and toothpaste. “Basically, brush and floss, and do it correctly,” says Hartman.

The goal of regular home care is to combat the buildup of plaque in and around your teeth and gums, and fight bad breath, tooth decay, and gum disease. Adults who neglect their teeth and who let plaque build up often develop infections in the delicate tissue around their teeth, Hartman explains. A whole arsenal of dental health tools is available in drugstores to help you clean your teeth at home. These range from regular toothbrushes to power toothbrushes, inter-dental cleaners (picks, etc.), waxed and unwaxed floss, oral irrigators, and mouth rinses. You should ask your dentist which of these tools you might want to include in your daily cleaning routine.

Poor oral hygiene invites plaque to accumulate around the base of your teeth and gum line, causing your gums to become red and inflamed. “Plaque is the bacteria-laden film that, if allowed to accumulate on teeth and gums, will cause tooth decay and gum disease,” Hartman explains. If you neglect the care of your teeth at home and fail to go to the dentist regularly, accumulated plaque could potentially lead to the development of empty spaces around your teeth. These spaces could eventually lead to the destruction of bone and other fragile tissues supporting your teeth, and you could lose your teeth.

The good news is that being diligent about your dental health care and getting regular dental checkups can prevent plaque from forming and even reverse early gum disease. “A plaque-free mouth is a healthy mouth,” says Hartman. Along with regular dental checkups, “proper bushing and flossing are the only effective ways I know of preventing plaque buildup.” Visit http://reflectionsdentalcare.com and go to their blog section to find more information on dental health.

Tips On Taking Care Of Your Dental Braces

After having a horribly painful experience with braces, today, I am going to be talking about how you can take care of your braces. Learning the best way to take care of your dental braces takes time particularly for first-time users. Since you just have to make slight adjustments caring for them is easy. Remember these fixtures are as good as some folks often believe and it is no wonder they are worn by many folks around the world. You’ll get used to having them although they may feel strange in the beginning and develop your self-confidence along the way. It is necessary to understand what your orthodontist intends to do which must be with your anticipations.

Some orthodontists can propose using a small chewy pill showing you the precise place of the plaque but just use the pills after brushing and flossing to identify left over plaque. According to the kind you’ve got, ask your dentist for superb floss that’s more powerful in cleaning it around.

Don’t forget to have readily chew-able foods when you get a dental brace since it can be broken by hard foods like uncooked carrots, apples, or sweets, and the bits get stuck behind the wire. Contain soup, ice cream, mashed potatoes, milkshakes, and applesauce in your diet. Prevent chewing on your fingernails, pencils, and nuts if you don’t slice them into little bite sizes. Any foods which might be tacky like taffy, gummy bears, peanut butter, or caramel can pull therefore, prevent such and get stuck in the dental brace. Minimize your consumption of sugary foods. Plaque-forming bacteria flourish where there’s sugar; therefore, be sure to floss and brush after have foods and beverages . Consider asking your dentist -neutralizing toothpaste.

Ensure appropriate lip attention since they’re prone to dryness initially you wear a brace that is dental, yet you apply lip balm. Keep using the ointment for provided that you’ve got the orthodontic apparatus; you be sure that it remains in your locker for easy accessibility or can take it in your tote. If you need to enhance your smile, wear a headgear that is specialized despite the fact that it may not be appealing. Attempt attracting focus from your orthodontic apparatus to other facial features by wearing earrings, necklace, or an elegant hairdo. You get a fashionable haircut or can also put money into elaborate shades.

Although doing all these may seem occasionally unsightly and too much, but in the long run, it’ll give you well-dressed and astonishing formula that is dental. Remember the primary target you need to attain will be to get a joyful and healthful grin. So, unashamed of your dental brace some day since it is not long-term, it’ll be taken off and give you teeth that are straight, healthy, and perfect.

Have you been thinking about understanding how you can take care of your braces? See an orthodontist OKC expert now and let a him/her guide you through the procedure.

How I Selected A Moving Company During My Move

Today, we are going to be talking about who I hired when I had to move my office space a couple of months ago. Transferring your company to a fresh place generally means that despite pressure and the overwhelming odds, you are growing. You have made your investment, it is starting to pay off, and today by transferring your business to a brand new office or store with the aim of growing farther you are enlarging. Does not this mean that special attention must be taken to ensure durability and the security of your support during the move?

Whether you have got completed orders that need to stay sorted, fragile and delicate things, or shops of gear, a commercial company that is moving has the expertise and manpower to procure the move. The following are suggestions to ensure that you just hire one of the finest commercial OKC moving companies for the work, a business that can efficiently and safely transfer your business from A to B.

Meet with supervisor or the foreman ahead to discuss the move that is commercial and analyze the company they are going to be transporting. Additionally, ask questions about their services and discover the contact information of companies that are previous they’ve moved. A moving company that is truly competent will take pride in the work if they don’t easily have the contact information they should allow it to be accessible reasonably shortly after your assembly, and they have done previously.

The power of the web means that standing is inescapable. Nevertheless, a negative review is not always cursing. Look for this at the same time. Yet again, your support is transporting. Make sure the insurance conditions they offer aren’t only acceptable, but all-inclusive. You are losing company if your work ability is stunted. A skilled commercial mover will have the ability to identify a fair time table from analyzing the occupation. While racing to meet deadlines can be dangerous, complete disclosure of any holdups or at least sticking into a schedule will be critical for transitioning your business. Talk about how they manage such events and the frequency which they occur to the moving company.

Your moving company will function as the difference between a stride and a stumble during your business’ commercial move. Choose stock of shop and everything around when hiring a mover that is commercial. They must be seasoned, dependable, and serviceable; anything short of that’s not really for transporting the business you have worked so hard to grow right.

Information On Website Design and Development

Searching a Oklahoma City website design advisor can be time consuming and sometimes expensive if you don’t figure out the company yourself. In Oklahoma, if you don’t understand what you’re doing locating a reasonable web development advisor can be time consuming and sometimes expensive and try and figure out things yourself. Web development isn’t consistently as easy as creating a hosting account and purchasing a domain name. There’s bolts and a lot more nuts that goes into a web development strategy that is good than meets the eye that’s why you should consider hiring a web development advisor that is Oklahoma City.

Firstly, it’s significant to understand that web development is a wide term generally used to describe any type of work that’s entailed in the creation of a web site for the Internet. One reason Oklahoma web development advisor may be needed by you is because you need help developing new content to your web site. There’s a generational view in the website marketing sector that “content is king.” Let’s remind you that it’s additionally crucial that you include relationship building although this may be accurate to an extent. Relationship construction can be realized by taking a strategic method of managing and developing web content to your Oklahoma web development job. An excellent web development adviser will have the ability to allow you to develop a content strategy which will engage your audience with them supplying them as you establish connection.

Another reason you may require a Oklahoma web development advisor is because you don’t understand anything about web site programming. The reason web development became this kind of huge industry is due to the programming included which is design to essentially automate company work flow. With out various kinds of programming languages, your Oklahoma web development job wouldn’t have the ability to work just how you’d need when you need it also it to work.

The third you may consider hiring a Oklahoma web development advisor is because you don’t understand the way to drive traffic to your own web site the way to generate profits online. And great website design will make an enormous impact of conversion rates at the same time. You can be helped by a web development adviser with driving targeted traffic to your own web site, web site functionality and content development. Failure to use a seasoned advisor can wind up costing you more than it’s worth attempting to get it done by yourself.

When It Matters Most For You, Phone Up On Lincoln Locksmith

I was locked out of my car when I was in Oklahoma for Christmas. To receive locksmith support that is reliable, it’s strongly suggested that you look for a specialist competent as  Oklahoma City Locksmith Expert. Prior to making any choices on who to employ, check information about the Okey Locksmith to figure out things you should be considering. Locksmiths are essential for a lot of reasons. You might happen to be closed out of automobile or your house. In this situation, locksmiths would be those you would want to contact. Perform having a specialist who’s combined and friendly. They need to be prepared to provide you with details and all the info you will need by what they’ve been doing.

Locksmiths make duplicate keys. It is a typical cause individuals may make an effort to locate one. Locksmiths possess the correct gear to do this. Some secrets tend to be harder to reproduce. Locksmiths possess resources and the information required to replicate these types of secrets. Some automobiles nowadays have secrets that can’t have a computer-chip be easily duplicates. These kinds of secrets has to be repaid to the maker of the automobile for duplicates. Many shops provide copying solutions. A few of the tips created in these devices tend not to function. The reason being their devices will be kept by a specialist adjusted and maintained correctly and can understand the best way to fix them when they’ve been damaged. They’ll also discover the best way to make use of devices that are specific to replicate tips that are hard. Locksmiths solutions are offered by Okey by giving a crucial duplicator.

Among the primary questions asked is just how much the services may price. The costs may be different from spot to service and place to support. Individuals think the costs could be expensive. You are going to notice they remain in a average array, in the event you search to find the best costs. Try to find the firm with all the highest quality solutions as well as the best cost.

The employment requires coaching and instruction and may be quite complicated. The easiest way to do not be over-charged is to do a little bit of background checking about the business you’re looking at to ensure they’ve great costs along with an excellent standing. Request about to see whether anybody will recommend the company they employed and you know has wanted these solutions. Solutions typically provided by locksmiths contain unleashing automobiles-keying locks. When a secure is re-keyed, this means the hooks in the tube are changed to to match a brand new key as an alternative to a new important being created to to restore the one that is outdated. Occasionally the hooks in the tube may become nicked, broken or deformed. Phone your locksmith and get any query you’ve got. Employ the business that provides you the responses that are most effective. Before you phone any businesses, search on the internet for advice. You can find lots of web sites offering the sort of responses you’ll need.

My wife got her first acupuncture treatment!!!

Acupuncture is basically a contemporary therapy that treats infertility issues in both women and men. Acupuncture for infertility is the most powerful for anyone people that are experiencing ducts, or problems like irregular ovulation. Elledge Chiropractic and Acupuncture from Oklahoma City, Oklahoma said that all fertility functions this way. Frequently there are impeded actions in the meridians that run through the entire period of the human body. These impeded actions trigger although some get deprived from electricity, swelling up of electricity in a few components of sex organs brings. Acupuncture operates by putting needles on these websites that are obstructed and excite the nervous-system to produce substances to the sex organs. This discharges the necessary amount of electricity to treat sterility in both women and men.

Acupuncture provides amazing treatment to women and men struggling with infertility. Should you be thinking infertility and acupuncture functions for the other person then the solution is straightforward. Acupuncture helps with routine circulation of blood to the sex organs and immediately balances the endocrine levels, which raises high-speed semen production in men and ovarian function in girls. A few methods are used by Acupuncture for treating sterility. You both should consider Chinese natural medicines which are effective at restoring the Elimination or use acupuncture near genital organs, behind the ears, beneath the toes as well as on your hands to get relieve from sterility.

Acupuncture will not function with needles that are just but in addition supplies additional specific remedies like in- fertilization [IVF] and intra-cytoplasmic sperm injection [ICSI] for fertility to help. Know from decreasing infertility more regarding the achievement rate of acupuncture. Reports state that a minimum of 90% of girls getting acupuncture get healed from infertility issues, polycystic ovarian [PCOS], pelvic discomfort that is excessive and sex pains that are intense. Nevertheless, reviews also state that actually 86% of guys are healed using acupuncture of all reproductive difficulties that are uncommon. Acupuncture and sterility go together. Therefore, my acupuncturist got my wife to get marvelous escape from sterility.

Peer-To-Peer File Sharing | How Does File Sharing Work?

Peer to peer secure file sharing is an increasing company, although much of it’s not legal. This short article describes how it functions, and offers advice on the leading free file sharing methods including BitTorrent. Peer to peer (or P2P) file sharing methods link customers (called nodes) right together. Some are methods that are accurate networked while additional include some the Client server arrangement. That’s where a central host feeds customers, they include some of the original Napster centralized host program. Samples of of this would be the first Napster (Napster has become a ‘pay for music’ website) and Open Nap which reproduces the first Napster features.

It was when the host was compelled to shut the principal host which finally ruined the Napster program sins, the entire program ceased to operate. The methods are currently a whole lot more extensively used. In such every person may link to each other person who’s logged-on. When you down-load picture or music files it is possible to do so from somebody about the opposite side of the whole world, or you next-door neighbor. You’ve got access to millions and literally millions of documents: everything in reality about the additional users data vault, and every one has accessibility to yours. There isn’t any central host, therefore the program is unable to be shutdown.

Illustrations are eDonkey, which can be joined with the Gnutella system as well as Overnet. Application program which works on these sites is:

Limewire who equally make use of the Gnutella system. Morpheus which utilizes all three sites. EMule which work to the eDonkey and Kazaa / Ares and Overnet systems using a unique system. It is respected to be complicated and has its limits, although Ms has a unique system-in WinMX.

There’s also Bit Torrent. It’s a following among those considering discussing audiovisual documents like television programs and Motion Picture Films. Established bit torrent-client and the first will monopolize an association although it’s been concluded in a option version BitTorrent all through installing to ensure other online business company is unable to be taken is different type of P2P file sharing. With standard techniques including the Gnutella program, you are going to usually obtain a record that is complete from supply. Sometimes the app lets you down load the one record from numerous resources that are contributing, so speeding the procedure up. With Bit Torrent, however, you obtain distinct components of of the document from a variety of resources (each document is divided into about 1,000 items). This-not only lets you add a document in once as it is being downloaded by you, but in addition increases the exchange of big files across the system.

It is likened by Mark Dessent to your publication. An organization of men and women round a table each have distinct pages of a novel. They would like to get the novel that is whole, they let one another know the things they need and what webpages they’ve. Till an entire duplicate is obtained finally the webpages are passed about. Whether there are any pages lost, some one is accessible using the complete novel (known as a ‘seed’) who may provide what’s lacking to accomplish the book invented by developer Bram Cohen, Bit Torrent is so different to another sort of P2P system. It operates differently to other methods in its research service: it’s n one! Customers should first bring out an internet search to locate the document they need. There are, nevertheless, a few Bit Torrent search engines online like Torrent-spy and BTBot.

Along with simultaneous installing from multiples resources that’s typical with all the contemporary P2P programs, eDonkey additionally enables sharing of document sections where the file size is bigger than 9.8M. As with Bit Torrent, this allows a document to be uploaded by you so the popular documents may be extremely quickly spread across the the community while you’re still installing. The situation with that is the fact that occasionally the entire document is unable to be located, and you’re left with portion of the record that you have to finish at day that is later. This cannot occur with conventional P2P systems like Gnutella (e.g. Limewire and Bearshare).

Free downloading tools like Bit Torrent and Gnutella are free. They have been using your ignorance, although a lot of firms may try and charge you for installing the program. Nevertheless, you need to take care when choosing the software that is free.

Many download free software comes with included ad-ware and spy-ware (also free needless to say!). A good example of ad-ware is the popups which so are devilishly difficult to get rid of and appear in your display. Occasionally the sole way would be to change off-and-on your PC again. Spy-ware rests in your PC and send emails back to advertisers therefore that advertising may be personalized for your settings about that which you do or seeing.

At its most nasty, spyware may duplicate bank details and your bank card. Clicks which enables a variety of Government actions can be also recorded by it. Companies may learn whatever you’ve been signing in to throughout the day, strangers may recognize amount strings which may be banking account details and credit card, as well as your log-in details and your passwords. All really ugly, therefore watch out for downloads that are free.

Adware and spy-ware may be removed utilizing software related to anti-virus software. Watch out for the variants that were complimentary, yet, given that they are able to set their particular adware and spy-ware on which, obviously, aren’t eliminated through the cleansing support. You’re not worse to use compensated software. However that is reliable, again to down-load methods.

So, while many P2P software can be obtained free, I’d select the version that is paid. The defrayal usually gets the choice of a-one-off life repayment of as much as around $39Free Content, although often less. This address is available for 24/7 assistance and the website app is free. It also guarantees the program is free from spy ware and adware.

India’s budget hotel startup OYO raises $1B for international growth

OYO, the India-based startup that operates a network of budget hotels, has pulled in $1 billion in new funding to grow its business in China and expand into other international markets.

The majority of the funding — $800 million, to be exact — was led by SoftBank’s Vision Fund with participation from Lightspeed, Sequoia and Greenoaks Capital. OYO said there is also an additional $200 million that has been committed from as-yet-unnamed investors. The deal values the five-year-old company at $5 billion.

Before today, OYO had raised $450 million from investors. Its previous financing was a $250 million round last September which was led by the Vision Fund and included a $10 million follow-on investment from China Lodging.

OYO was started in May 2013 by Thiel Fellow Ritesh Agarwal, who was then aged 19. The company aggregates budget hotels and hostels in India, ensuring that they include minimum standards such as clean sheets, hot showers and free WiFi. It has since branched out into other kinds of lodgings, and verticals that include wedding planning.

Today, OYO claims to have over 10,000 franchised or leased hotels in its network, which it says spans 350 cities across five countries. The company announced an expansion beyond India into China this summer and it is also present Nepal and Malaysia. More recently, it recently entered the UK market this month.

Its plan for China — which OYO interestingly today said is a dual “home market” alongside India — is particularly ambitious, but already the company claims to have reached 87,000 rooms in 171 cities.

China will account for $800 million of this newly-raised capital, OYO said. The remainder will be deployed to bolster its presence in India and supporting growth in its other overseas markets as well moving into other new territories. OYO isn’t saying right now what other overseas expansion plans it has up its sleeve.

“We will continue to explore newer businesses while remaining focused on both organic and inorganic growth. In the last 12 months, we have increased our international footprint to five countries… With this additional funding, we plan to rapidly scale our business in these countries, while continuing to invest further in technology and talent. We will also deploy fresh capital to take our unique model that enables small hotel owners to create quality living spaces, global,” Agarwal, the OYO CEO, said in a statement.

Qonto raises $23 million to improve business banking

French startup Qonto has raised a $23 million funding round for its fintech product. The company is trying to make business banking cheaper, faster and more efficient.

Existing investors Valar Ventures and Alven are once again leading the round. The European Investment Bank Group is also participating.

If you are running a small company or work as a freelancer, Qonto wants to replace your professional bank account. When you sign up, you get a French IBAN, one or multiple debit cards and the ability to send and receive money.

And then, it works pretty much like any challenger bank. You can create virtual cards, order more cards for your team, get real time notifications and freeze cards. This is a breath of fresh air compared to traditional business banks and their time-consuming processes.

You can then sync your transactions with accounting and invoicing services, and grant access to your accountant. Premium plans let you select multiple administrators and create a validation workflow to approve expensive transfers for instance.

With today’s funding round, the company plans to double the size of the team and create its own payment infrastructure. Qonto currently relies heavily on Treezor for the back end. The startup also plans to expand to Germany, Italy and Spain in 2019.

Qonto now has 90 employees and 25,000 clients. The company has managed $2 billion in total transaction volume so far. The fact that the same VC funds keep investing more money into Qonto is a great vote of confidence.

Eight Roads Ventures targets Southeast Asia deals

Eight Roads Ventures, the investment arm of financial giant Fidelity International, is moving into Southeast Asia where it sees the potential to plug the later stage investment gap.

The firm has funds across the world including the U.S, China and Europe, and it has invested nearly $6 billion in deals over the past decade. The firm has been active lately — it launched a new $375 million fund for Europe and Israeli earlier this year — and now it has opened an office in Singapore, where its managing partner for Asia, Raj Dugar, has relocated to from India.

The firm said it plans to make early-growth and growth stage investments of up to $30 million, predominantly around Series B, Series C and Series D deals. The focus of those checks will be startups in the technology, healthcare, consumer and financial services spaces. Already, it has three investments across Southeast Asia — including virtual credit card startup Akulaku, Eywa Pharma and fintech company Silot.

There’s a huge amount of optimism around technology and startups in Southeast Asia, where there’s an emerging middle-class and access to the internet is growing. A report from Google and Singapore sovereign fund Temasek forecasted that the region’s ‘online economy’ will grow to reach more than $200 billion. It was estimated to have hit $49.5 billion in 2017, up from $30.8 million the previous year.

Despite a growing market, investment has focused on early stages. A number of VC firms have launched newer and larger funds that cover Series B deals — including Openspace Ventures and Golden Gate Ventures — but there remains a gap further down the funding line and Eight Roads could be a firm that can help fill it.

“Southeast Asia has several early-stage and late-stage funds that cater well to the start-ups and more mature companies. The growth-stage companies, looking at raising Series B/C/D rounds have had limited access to capital given the lack of global funds operating in the region. We see phenomenal opportunity in this segment, and look forward to helping entrepreneurs as they scale their business, providing access to our global network of expertise and contacts,” Eight Roads’ Dugar said in a statement.

Meituan-Dianping’s IPO off to a good start as shares climb 7% on debut

Meituan-Dianping (3690.HK) enjoyed a strong debut today in Hong Kong, a sign that investors are confident in the Tencent-backed company’s prospects despite its cash-burning growth strategy, heavy competition and a sluggish Hong Kong stock market.

During morning trading, Meituan’s shares reached a high of HKD$73.85 (about $9.41), a 7% increase over its initial public offering price of HKD$69. When Meituan reportedly set a target valuation of $55 billion for its debut, it triggered concerns that the company, which bills itself a “one-stop super app” for everything from food delivery to ticket bookings, as overconfident.

While Meituan, the owner of Mobile, is the leading online marketplace for services in China, it faces formidable competition from Alibaba’s Ele.me and operating on tight margins and heavy losses as it spends money on marketing and user acquisition costs. As it prepared for its IPO, Meituan was also under the shadow of underwhelming Hong Kong debuts by Xiaomi and China Tower. Like Xiaomi, Meituan is listed under a new dual-class share structure designed to attract tech companies by allowing them to give weighted voting rights to founders.

The sponsors of Meituan’s IPO are Bank of America Merrill Lynch, Goldman Sachs and Morgan Stanley.

Vegan meal delivery startup Allplants is served £7.5M Series A funding

Allplants, a London-based startup that delivers ready-made “plant-based” meals (that’s vegan, to you and me), has raised £7.5 million in Series A funding. The round is led by VC firm Octopus Ventures, which was an early backer in healthy snack delivery company Graze.

Additional investors in the round include existing backer Felix Capital (which I’m told has doubled its seed investment), Swedish VC firm Otiva, unnamed partners at VerlInvest (who are participating in a personal capacity), David Milner (ex-CEO Tyrells), Simon Nixon (founder of MoneySupermarket), and video blogger Jack Harries. Allplants reckons it is the U.K.’s largest Series A round for a vegan company.

Based on the premise that switching to a plant-based diet is the most impactful way to reduce our environmental footprint (and improve health), Allplants has developed a delivery service that wants to make it “effortlessly easy to eat more plants”. Specifically, either as a one-off or on a subscription basis, it delivers healthy, chef-made, vegan meals, for you to reheat at home.

They are “quick frozen” to lock in freshness and the idea is that you receive six meals at a time, to serve one or two people each, making the model more scalable and delivery more cost-effective. When your food is delivered you store it in your own freezer and cook/eat as needed, before your next order.

Since being founded in 2017 by brothers Jonathan and Alex Petrides, Allplants says it has served over 250,000 meals nationwide to plant-inspired foodies and built a “movement” with over 70,000 online fans. Notably, the company is a B-Corp, promising to do good by people and the planet.

Meanwhile, Allplants says it will use the investment to develop a broader range of ready-to-eat food, accelerate the growth of its community, further grow its North London-based 40-plus team, and expand the capacity of its production kitchen, which will operate on renewable and waste-created energy.

Adds Allplants’ Jonathan Petrides: “Most allplants customers aren’t veggie or vegan, they’re curious and hunting for convenient, healthy ways to boost their busy lives. This investment well help us fuel the plant-based movement forward”.

Marketing data startup Singular raises $30M

Singular, a startup working to unify data for marketers, is announcing that it has raised $30 million in Series B funding.

The company was founded by former Onavo executives, including Gadi Eliashiv, Eran Friedman and Susan Kuo — who now serve, respectively, as Singular’s CEO, CTO and COO.

Eliashiv explained that Singular was created in response to “this trend of data explosion in the marketing stack,” which require marketers to pull data from hundreds or thousands of different systems.

“Essentially what we see is the creation of this new category of marketing intelligence, where the complexity of the marketing stack has created the need for this layer that sits on top,” he said. “It doesn’t matter if you use a marketing cloud like Adobe that’s bundling five products together — at the end of the day, you need a layer on top on making sense of it, helping you make better decisions.”

Eliashiv said Singular is able to go from a high-level dashboard summary for CMOs to “the finest level of detail.” He also noted that while the company is designed to integrate with existing marketing tools, it will “oftentimes displace smaller point solutions.”

“Our principal is, it has to be relevant for data, meaning we’re never going to displace your ad-buying tool,” he added. “It’s not what we do. We’re an intelligence platform.”

The idea of unifying marketing data is one that I hear a lot, but Eliashiv’s claims seem weightier when you see that Singular is already working with a number of big names, including Lyft, Yelp, Airbnb, LinkedIn, Symantec, Zynga, Match and Twitter.

Singular previously raised $20 million in funding. Norwest Venture Partners led the new round, with partner Scott Beechuk joining the board of directors.

Beechuk told me that he’d been studying marketing analytics market for quite some time, and he argued, “There is something really unique and special about Singular. It’s the bridge between mobile, web and offline, all on a single platform.”

“What you’re going to find is, there are going to be a lot of technologies that Singular replaces,” Beechuk continued. “Let’s say a CMO or [chief growth officer] has 300 different outlets where they are advertising … Every one of those systems tends to have their own analytics built in. The first thing Singular does, it replaces all of those analytics systems with a single pane of glass.”

General Catalyst, Method Capital, Telstra Ventures, Translink Capital and Thomvest also participated in the new funding.

Ola raises $50M at a $4.3B valuation from two Chinese funds

Ola, the arch-rival of Uber in India, has raised $50 million at a valuation of about $4.3 billion from Sailing Capital, a Hong Kong-based private equity firm, and the China-Eurasian Economic Cooperation Fund (CEECF), a state-backed Chinese fund. The funding was disclosed in regulatory documents sourced by Paper.vc and reviewed by Indian financial publication Mint.

According to Mint, Sailing Capital and CEECF will hold a combined stake of more than 1% in Ola . An Ola spokesperson said the company has no comment.

Ola’s last funding announcement was in October, when it raised $1.1 billion (its largest funding round to date) from Tencent and returning investor SoftBank Group. Ola also said it planned to raise an additional $1 billion from other investors that would take the round’s final amount to about $2.1 billion.

At the time, a source with knowledge of the deal told TechCrunch that Ola was headed toward a post-money valuation of $7 billion once the $2.1 bllion raise was finalized. So while the funding from Sailing Capital and CEECF brings it closer to its funding goal, the latest valuation of $4.3 billion is still lower than the projected amount.

Ola needs plenty of cash to fuel its ambitious expansion both within and outside of India. In addition to ride hailing, Ola got back into the food delivery game at the end of last year by acquiring Foodpanda’s Indian operations to compete with UberEats, Swiggy, Zomato and Google’s Areo. It was a bold move to make as India’s food delivery industry consolidated, especially since Ola had previously launched a food delivery service that shut down after less than one year. To ensure the survival of Foodpanda, Ola poured $200 million into its new acquisition.

A few months later after buying Foodpanda, Ola announced the acquisition of public transportation ticketing startup Ridlr in an all-stock deal. Outside of India, Ola has been focused on a series of international launches. It announced today that it will begin operating in New Zealand, fast on the heels of launches in the United Kingdom and Australia (its first country outside of India) this year.

Terra is an ambitious crypto project to build a stable coin through e-commerce

Four of the world’s largest crypto exchanges are leading a $32 million investment in an ambitious venture out of Korea that’s aiming to develop a new stable coin using e-commerce as the lynchpin.

Global exchanges Binance Labs, OKEx, Huobi Capital, and Dunamu — the firm behind Korea’s Upbit — have all poured capital into Terra, a crypto project whose founding team is headed by Daniel Shin, founder and president of TicketMonster — the $1.7 billion Korean e-commerce firm that has been owned by both Living Social and Groupon.

This is the first time global exchanges have come together on a deal, and the stellar line-up of investors includes Polychain Capital, China’s FBG Capital, Hashed, 1kx, Kenetic Capital and Arrington XRP — the crypto fund from TechCrunch founder Michael Arrington .

The deal is a token-based investment round, as opposed to equity. Shin told TechCrunch that Terra plans to hold a private sale in a couple of weeks to add additional capital to this “highly strategic” set of investors. The company will eschew a public sale with retail investors, but it plans to hit exchanges — you guess which ones… — in the coming months.

Terra co-founder Daniel Shin also started Korean e-commerce unicorn Ticket Monster

Yet another stable coin

Stable coins, for the uninitiated, are tokens that are designed to remain at the same price… stable, as the name suggests.

They’re typically pegged to the U.S. dollar and are highly sought after in the world of crypto, where stability is hard, nay impossible, to find. Today, stable coins are mostly used for trading and exchange-related purposes and Tether, the controversial project backed by Bitfinex, is probably the best-known. There’s plenty of criticism around Tether, and research has suggested that Bitcoin’s phenomenal rise in late 2017 — when its value it a record high of nearly $20,000 — was fuelled by Tether manipulation.

Arguably, Tether is the best example of a stable coin, and since it is propped up by the injection of hundreds of millions of dollars on a routine basis, it would be fair to say that the concept has never worked.

That viewpoint might be a little cynical, and Terra believes it can make the concept work through mass adoption of its token. Its gateway for that is to leverage e-commerce in Asia.

While Terra is marketed as a stable coin in its whitepaper and other documents, it would be fair to see it as more of a fintech platform — think Alibaba’s Alipay on the blockchain. That’s because the project is kicking off by working with a slew of e-commerce firms across Korea and other parts of Asia.

Shin explained that Terra aims to complement existing payment solutions by offering its own Stripe -like payment option that would allow customers to pay using its coin (a name hasn’t been decided on yet). For merchants, that could mean circumventing existing payment networks like Visa, which take a cut of all revenue. On the other side, the project could help offer incentives for consumers to buy using the token, for example, through discounts that don’t add to the e-commerce platform’s cash burn.

Because buying crypto and using wallets still isn’t mainstream — and it is a clunky experience — there’s also the potential for consumers to earn tokens when they use platforms, Shin said. The token would be spendable across all supported e-commerce services.

Already, Terra has secured quite a list of partners. There are 15 e-commerce services signed up — including Woowa Brothers, Qoo10, Carousell, Pomelo, and Tiki — which between them boast a cumulative 40 million customers and some $25 billion in annual transaction volume.

Shin said the project is targeting Asia because it is the world’s most active crypto region. He believes that Terra can take a slice of the payments behind the partner businesses — he’s targeting payment GMV in the region of “tens, if not hundreds, of millions of U.S. dollars” before the end of 2019 — and in doing so set itself up for becoming a stable token by virtue of usage.

Of course, it also has its own stability engine. That features a second token — Luna — which Shin said acts as collateral by accumulating revenue by taking the small transaction fee incurred when spending the Terra token. Shin said an algorithm will use Luna to buy back the Terra token in high season to keep the price stable, while it will burn a portion of tokens to maintain stability during periods of recession. A more detailed explanation of the ‘reserve ratio’ can be found in the Terra whitepaper.

Singapore’s Carousell is among the e-commerce partners slated to work with Terra

Alipay on the blockchain

What makes Terra particularly interesting is that the intention is to build the next Alipay.

Alibaba affiliate Ant Financial, which runs Alipay, may be little known in the U.S. and Europe, but it is dripping with ambition. It is tipped to go public in the next year or two, and already it is valued at over $100 billion following a recent $14 billion funding round.

Alipay is China’s dominant mobile payment service, and it has spawned a digital bank, lending products and more. Ant claims over 500 million users, and it has spent close to $1 billion on a series of aggressive expansions across Asia and beyond as it aims to replicate its formidable Chinese business outside of the country.

Shin explained that he believes Terra could do the same in Asia where, like Alipay, it will try to leverage e-commerce (in this case its partner businesses) to go beyond payments and into financial services.

Shin explained that the plan is to roll out with initial e-commerce partners in Korea during Q4 of this year, before widening to cover Southeast Asia and beyond in 2019. One year later — 2020 — is when he believes Terra will have the required base to welcome developers and third-parties.

“Many projects open up a developer platform prior to adoption,” he explained in an interview. “Once we have tens of millions, if not hundreds of millions, of users is when we’ll open up.”

Exactly what that platform will look like is unclear at this point. Terra is designing a multi-chain structure in order to accommodate numerous chains with its stable coin concept, but it is yet to decide which will primary and therefore the platform for third-party development. Ethereum has tended to be that canvass, but the project is a challenging phase right now so holding out isn’t necessarily a bad thing at this point.

Terra is a hugely ambitious project in the field of often-impossible ideas that is crypto.

Taking on Alipay head-to-head is tough, developing a stable coin is impossible, but doing both lengthens the odds further still. But yet Shin and his team have won the backing of a collective of top names in the crypto space. That, if nothing else, is a good reason to keep an eye on this project.

The odds may be long but, as Shin explains it, you can readily argue that there is upside to having so many big-name partners on board.

“The worst case scenario with this project is a reverse ICO with over 10 e-commerce companies,” he explained. “But the best possible outcome is that we build a platform that competes with Alipay on the blockchain.”

Note: The author owns a small amount of cryptocurrency. Enough to gain an understanding, not enough to change a life.

Very Good Security makes data ‘unhackable’ with $8.5M from Andreessen

“You can’t hack what isn’t there,” Very Good Security co-founder Mahmoud Abdelkader tells me. His startup assumes the liability of storing sensitive data for other companies, substituting dummy credit card or Social Security numbers for the real ones. Then when the data needs to be moved or operated on, VGS injects the original info without clients having to change their code.

It’s essentially a data bank that allows businesses to stop storing confidential info under their unsecured mattress. Or you could think of it as Amazon Web Services for data instead of servers. Given all the high-profile breaches of late, it’s clear that many companies can’t be trusted to house sensitive data. Andreessen Horowitz is betting that they’d rather leave it to an expert.

That’s why the famous venture firm is leading an $8.5 million Series A for VGS, and its partner Alex Rampell is joining the board. The round also includes NYCA, Vertex Ventures, Slow Ventures and PayPal mafioso Max Levchin. The cash builds on VGS’ $1.4 million seed round, and will pay for its first big marketing initiative and more salespeople.

“Hey! Stop doing this yourself!,” Abdelkader asserts. “Put it on VGS and we’ll let you operate on your data as if you possess it with none of the liability.” While no data is ever 100 percent unhackable, putting it in VGS’ meticulously secured vaults means clients don’t have to become security geniuses themselves and instead can focus on what’s unique to their business.

“Privacy is a part of the UN Declaration of Human Rights. We should be able to build innovative applications without sacrificing our privacy and security,” says Abdelkader. He got his start in the industry by reverse-engineering games like StarCraft to build cheats and trainer software. But after studying discrete mathematics, cryptology and number theory, he craved a headier challenge.

Abdelkader co-founded Y Combinator-backed payment system Balanced in 2010, which also raised cash from Andreessen. But out-muscled by Stripe, Balanced shut down in 2015. While transitioning customers over to fellow YC alumni Stripe, Balanced received interest from other companies wanting it to store their data so they could be PCI-compliant.

Very Good Security co-founder and CEO Mahmoud Abdelkader

Now Abdelkader and his VP from Balanced, Marshall Jones, have returned with VGS to sell that as a service. It’s targeting startups that handle data like payment card information, Social Security numbers and medical info, though eventually it could invade the larger enterprise market. It can quickly help these clients achieve compliance certifications for PCI, SOC2, EI3PA, HIPAA and other standards.

VGS’ innovation comes in replacing this data with “format preserving aliases” that are privacy safe. “Your app code doesn’t know the difference between this and actually sensitive data,” Abdelkader explains. In 30 minutes of integration, apps can be reworked to route traffic through VGS without ever talking to a salesperson. VGS locks up the real strings and sends the aliases to you instead, then intercepts those aliases and swaps them with the originals when necessary.

“We don’t actually see your data that you vault on VGS,” Abdelkader tells me. “It’s basically modeled after prison. The valuables are stored in isolation.” That means a business’ differentiator is their business logic, not the way they store data.

For example, fintech startup LendUp works with VGS to issue virtual credit card numbers that are replaced with fake numbers in LendUp’s databases. That way if it’s hacked, users’ don’t get their cards stolen. But when those card numbers are sent to a processor to actually make a payment, the real card numbers are subbed in last-minute.

VGS charges per data record and operation, with the first 500 records and 100,000 sensitive API calls free; $20 a month gets clients double that, and then they pay 4 cent per record and 2 cents per operation. VGS provides access to insurance too, working with a variety of underwriters. It starts with $1 million policies that can be much larger for Fortune 500s and other big companies, which might want $20 million per incident.

Obviously, VGS has to be obsessive about its own security. A breach of its vaults could kill its brand. “I don’t sleep. I worry I’ll miss something. Are we a giant honey pot?,” Abdelkader wonders. “We’ve invested a significant amount of our money into 24/7 monitoring for intrusions.”

Beyond the threat of hackers, VGS also has to battle with others picking away at part of its stack or trying to compete with the whole, like TokenEx, HP’s Voltage, Thales’ Vormetric, Oracle and more. But it’s do-it-yourself security that’s the status quo and what VGS is really trying to disrupt.

But VGS has a big accruing advantage. Each time it works with a clients’ partners like Experian or TransUnion for a company working with credit checks, it already has a relationship with them the next time another clients has to connect with these partners. Abdelkader hopes that, “Effectively, we become a standard of data security and privacy. All the institutions will just say ‘why don’t you use VGS?’”

That standard only works if it’s constantly evolving to win the cat-and-mouse game versus attackers. While a company is worrying about the particular value it adds to the world, these intelligent human adversaries can find a weak link in their security — costing them a fortune and ruining their relationships. “I’m selling trust,” Abdelkader concludes. That peace of mind is often worth the price.

Berkshire Hathaway reportedly agrees to buy stake in One97, owner of Paytm

Berkshire Hathaway has reportedly agreed to buy a stake in One97, the owner of India’s largest digital payments service Paytm . This would mark the first time the investment firm has invested in an Indian startup. According to Indian financial news site Mint, which first broke the news, Berkshire Hathaway, the investment firm headed by Warren Buffett, is set to buy shares worth about $300 million to $350 million, at a valuation of about $10 billion to $12 billion.

Another report in Bloomberg says Berkshire Hathaway will acquire a 3% to 4% stake in One97.

Paytm’s investors already include SoftBank, which led a $450 million round in Paytm earlier this year, and Alibaba. Already India’s largest digital wallet and payment service with 230 million registered users, Paytm has recently focused on adding a host of new mobile services that could potentially turn it into a WhatsApp competitor, including a messenger and games.

A spokesperson for One97 declined to comment. TechCrunch has also contacted Berkshire Hathaway.